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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,580 | $80,992-73.4% | $96,534-77.6% | $75,173-71.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 13.03% | 27.05%-14.0pp | 25.88%-12.9pp | 160.72%-147.7pp |
| Employer contribution / active EE | $1,388 | $2,283-39.2% | $2,965-53.2% | $2,671-48.1% |
| Participant deferral / active EE | $1,997 | $3,929-49.2% | $4,851-58.8% | $4,126-51.6% |
| Admin fee / account holder | $3,531 | $6,717-47.4% | $8,253-57.2% | $5,651-37.5% |