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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,814 | $212,386-73.2% | $199,883-71.6% | $138,895-59.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 27.74% | 47.75%-20.0pp | 43.81%-16.1pp | 145.39%-117.7pp |
| Employer contribution / active EE | $3,919 | $6,625-40.8% | $6,261-37.4% | $4,194-6.6% |
| Participant deferral / active EE | $8,915 | $9,617-7.3% | $9,138-2.5% | $6,396+39.4% |
| Admin fee / account holder | $1,759 | $18,233-90.4% | $17,268-89.8% | $12,562-86.0% |