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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,381 | $91,474-44.9% | $135,982-63.0% | $71,529-29.6% |
| Participation rate | 89.7% | 75.7%+14.0pp | 81.9%+7.8pp | 67.9%+21.7pp |
| Annual return | 30.09% | 29.89%+0.2pp | 68.32%-38.2pp | 28.97%+1.1pp |
| Employer contribution / active EE | $12,014 | $3,705+224.2% | $4,859+147.3% | $2,590+363.9% |
| Participant deferral / active EE | $14,559 | $7,095+105.2% | $7,760+87.6% | $4,291+239.3% |
| Admin fee / account holder | $3,854 | $1,267+204.2% | $10,767-64.2% | $1,588+142.6% |