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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,309 | $78,682-6.8% | $109,188-32.9% | $85,851-14.6% |
| Participation rate | 68.4% | 68.3%+0.1pp | 75.9%-7.5pp | 69.3%-0.9pp |
| Annual return | 11.97% | 25.09%-13.1pp | 25.76%-13.8pp | 318.63%-306.7pp |
| Employer contribution / active EE | $1,067 | $2,734-61.0% | $3,723-71.3% | $2,565-58.4% |
| Participant deferral / active EE | $5,850 | $3,468+68.7% | $4,654+25.7% | $3,952+48.0% |
| Admin fee / account holder | $8,886 | $5,470+62.5% | $6,755+31.5% | $6,261+41.9% |