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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,174 | $23,330-77.8% | $64,489-92.0% | $82,448-93.7% |
| Participation rate | 92.5% | 68.3%+24.2pp | 67.7%+24.8pp | 68.1%+24.4pp |
| Annual return | 54.45% | 83.66%-29.2pp | 55.03%-0.6pp | 41.64%+12.8pp |
| Employer contribution / active EE | $904 | $824+9.6% | $1,523-40.7% | $2,551-64.6% |
| Participant deferral / active EE | $1,559 | $1,707-8.7% | $2,778-43.9% | $4,139-62.3% |
| Admin fee / account holder | $1,112 | $2,946-62.2% | $4,260-73.9% | $7,234-84.6% |