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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,703 | $22,602-92.5% | $65,566-97.4% | $75,173-97.7% |
| Participation rate | 68.5% | 63.1%+5.4pp | 64.9%+3.6pp | 67.2%+1.3pp |
| Annual return | 133.38% | 71.13%+62.2pp | 47.40%+86.0pp | 160.72%-27.3pp |
| Employer contribution / active EE | $413 | $941-56.1% | $1,692-75.6% | $2,671-84.5% |
| Participant deferral / active EE | $1,523 | $1,695-10.2% | $2,832-46.2% | $4,126-63.1% |
| Admin fee / account holder | $177 | $1,877-90.6% | $4,114-95.7% | $5,651-96.9% |