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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,404 | $23,330-85.4% | $64,489-94.7% | $82,448-95.9% |
| Participation rate | 85.5% | 68.3%+17.2pp | 67.7%+17.8pp | 68.1%+17.4pp |
| Annual return | 11.81% | 83.66%-71.8pp | 55.03%-43.2pp | 41.64%-29.8pp |
| Employer contribution / active EE | $138 | $824-83.2% | $1,523-90.9% | $2,551-94.6% |
| Participant deferral / active EE | $1,605 | $1,707-6.0% | $2,778-42.2% | $4,139-61.2% |
| Admin fee / account holder | $929 | $2,946-68.5% | $4,260-78.2% | $7,234-87.2% |