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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,388 | $125,797-39.3% | $170,043-55.1% | $75,173+1.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 82.43% | 27.20%+55.2pp | 53.40%+29.0pp | 160.72%-78.3pp |
| Employer contribution / active EE | $21,155 | $4,616+358.3% | $6,790+211.6% | $2,671+692.0% |
| Participant deferral / active EE | $15,285 | $6,838+123.5% | $10,410+46.8% | $4,126+270.4% |
| Admin fee / account holder | $1,575 | $8,177-80.7% | $12,824-87.7% | $5,651-72.1% |