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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,882 | $185,312-90.4% | $161,489-88.9% | $154,746-88.4% |
| Participation rate | 42.9% | 82.5%-39.6pp | 78.7%-35.8pp | 80.7%-37.8pp |
| Annual return | 36.99% | 103.84%-66.8pp | 89.72%-52.7pp | 172.34%-135.3pp |
| Employer contribution / active EE | $824 | $4,769-82.7% | $4,268-80.7% | $4,379-81.2% |
| Participant deferral / active EE | $4,422 | $6,350-30.4% | $5,630-21.5% | $6,730-34.3% |
| Admin fee / account holder | $76 | $18,654-99.6% | $16,006-99.5% | $14,365-99.5% |