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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,690 | $71,873-65.6% | $86,698-71.5% | $68,490-64.0% |
| Participation rate | 83.6% | 72.2%+11.4pp | 76.6%+7.0pp | 67.9%+15.7pp |
| Annual return | -17.39% | 3.54%-20.9pp | 35.96%-53.4pp | -7.85%-9.5pp |
| Employer contribution / active EE | $458 | $2,173-78.9% | $2,837-83.9% | $2,597-82.4% |
| Participant deferral / active EE | $3,155 | $3,779-16.5% | $4,656-32.2% | $4,028-21.7% |
| Admin fee / account holder | $14,915 | $6,110+144.1% | $7,492+99.1% | $5,403+176.1% |