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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,053 | $102,595-57.1% | $94,057-53.2% | $154,746-71.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 22.87% | 583.42%-560.5pp | 480.62%-457.7pp | 172.34%-149.5pp |
| Employer contribution / active EE | $6,812 | $3,147+116.4% | $2,933+132.2% | $4,379+55.6% |
| Participant deferral / active EE | $18,332 | $5,118+258.2% | $4,709+289.3% | $6,730+172.4% |
| Admin fee / account holder | $9,199 | $7,736+18.9% | $7,244+27.0% | $14,365-36.0% |