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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,145 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,417 | $78,485-67.6% | $106,213-76.1% | $74,495-65.9% |
| Participation rate | 48.8% | 72.8%-24.1pp | 75.3%-26.5pp | 67.2%-18.5pp |
| Annual return | 25.66% | 15.95%+9.7pp | 116.14%-90.5pp | 1364.94%-1339.3pp |
| Employer contribution / active EE | $1,440 | $2,523-42.9% | $3,171-54.6% | $2,623-45.1% |
| Participant deferral / active EE | $2,440 | $4,322-43.6% | $5,016-51.4% | $4,346-43.9% |
| Admin fee / account holder | $14 | $2,232-99.4% | $11,033-99.9% | $1,942-99.3% |