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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,766 | $25,014-88.9% | $69,632-96.0% | $80,959-96.6% |
| Participation rate | 95.6% | 64.2%+31.3pp | 66.4%+29.1pp | 67.7%+27.9pp |
| Annual return | 13.37% | 19.08%-5.7pp | 101.32%-88.0pp | 35.67%-22.3pp |
| Employer contribution / active EE | $723 | $991-27.1% | $1,708-57.7% | $2,757-73.8% |
| Participant deferral / active EE | $1,453 | $1,840-21.0% | $2,889-49.7% | $4,300-66.2% |
| Admin fee / account holder | $661 | $2,491-73.5% | $4,695-85.9% | $6,925-90.5% |