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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,623 | $45,119+41.0% | $85,126-25.3% | $74,429-14.5% |
| Participation rate | 15.9% | 49.4%-33.5pp | 67.5%-51.6pp | 67.2%-51.3pp |
| Annual return | 29.72% | 26.28%+3.4pp | 66.63%-36.9pp | 1368.38%-1338.7pp |
| Employer contribution / active EE | $660 | $1,460-54.8% | $2,731-75.8% | $2,625-74.8% |
| Participant deferral / active EE | $1,381 | $2,738-49.6% | $4,523-69.5% | $4,348-68.2% |
| Admin fee / account holder | $5,339 | $2,214+141.1% | $6,160-13.3% | $1,944+174.6% |