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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,623 | $45,123+41.0% | $85,240-25.4% | $74,478-14.6% |
| Participation rate | 15.9% | 49.4%-33.5pp | 67.5%-51.6pp | 67.2%-51.3pp |
| Annual return | 29.72% | 26.32%+3.4pp | 66.75%-37.0pp | 1370.56%-1340.8pp |
| Employer contribution / active EE | $660 | $1,459-54.7% | $2,735-75.9% | $2,626-74.9% |
| Participant deferral / active EE | $1,381 | $2,736-49.5% | $4,527-69.5% | $4,350-68.3% |
| Admin fee / account holder | $5,339 | $2,215+141.1% | $6,165-13.4% | $1,946+174.4% |