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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,948 | $159,934-63.1% | $147,005-59.9% | $145,959-59.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 17.16% | 98.24%-81.1pp | 418.76%-401.6pp | 561.95%-544.8pp |
| Employer contribution / active EE | $2,505 | $5,287-52.6% | $4,934-49.2% | $4,661-46.3% |
| Participant deferral / active EE | $6,660 | $8,427-21.0% | $8,070-17.5% | $6,689-0.4% |
| Admin fee / account holder | $1,951 | $15,053-87.0% | $13,006-85.0% | $13,398-85.4% |