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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,764 | $167,353-60.7% | $143,797-54.3% | $134,545-51.1% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | 61.74% | 0.48%+61.3pp | -0.04%+61.8pp | 418.37%-356.6pp |
| Employer contribution / active EE | $2,194 | $5,620-61.0% | $4,952-55.7% | $4,742-53.7% |
| Participant deferral / active EE | $5,036 | $6,447-21.9% | $5,638-10.7% | $6,401-21.3% |
| Admin fee / account holder | $380 | $18,096-97.9% | $14,679-97.4% | $11,431-96.7% |