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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,512 | $155,555-96.5% | $146,866-96.2% | $155,188-96.4% |
| Participation rate | 93.3% | 84.0%+9.4pp | 82.5%+10.8pp | 80.8%+12.5pp |
| Annual return | 81.70% | 115.41%-33.7pp | 102.85%-21.2pp | 148.84%-67.1pp |
| Employer contribution / active EE | $2,712 | $4,647-41.6% | $4,425-38.7% | $4,248-36.1% |
| Participant deferral / active EE | $3,267 | $8,044-59.4% | $7,759-57.9% | $6,531-50.0% |
| Admin fee / account holder | $307 | $14,755-97.9% | $13,620-97.7% | $14,480-97.9% |