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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,116 | $160,040-54.9% | $147,096-51.0% | $145,877-50.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.06% | 98.49%-86.4pp | 419.75%-407.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $7,212 | $5,289+36.3% | $4,936+46.1% | $4,663+54.7% |
| Participant deferral / active EE | $9,493 | $8,429+12.6% | $8,071+17.6% | $6,691+41.9% |
| Admin fee / account holder | $690 | $15,050-95.4% | $13,005-94.7% | $13,402-94.9% |