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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,722 | $160,070-60.8% | $147,117-57.4% | $145,897-57.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.69% | 98.69%-87.0pp | 420.54%-408.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $681 | $5,285-87.1% | $4,932-86.2% | $4,663-85.4% |
| Participant deferral / active EE | $4,246 | $8,419-49.6% | $8,065-47.3% | $6,689-36.5% |
| Admin fee / account holder | $7,522 | $15,035-50.0% | $12,993-42.1% | $13,390-43.8% |