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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,316 | $185,905-87.5% | $170,057-86.3% | $139,487-83.3% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 42.97% | 60.56%-17.6pp | 53.42%-10.4pp | 373.84%-330.9pp |
| Employer contribution / active EE | $5,978 | $7,597-21.3% | $6,790-12.0% | $4,755+25.7% |
| Participant deferral / active EE | $9,652 | $11,627-17.0% | $10,411-7.3% | $6,713+43.8% |
| Admin fee / account holder | $1,803 | $15,397-88.3% | $12,826-85.9% | $11,407-84.2% |