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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,452 | $185,312-88.4% | $161,489-86.7% | $154,746-86.1% |
| Participation rate | 69.2% | 82.5%-13.2pp | 78.7%-9.5pp | 80.7%-11.5pp |
| Annual return | 42.88% | 103.84%-61.0pp | 89.72%-46.8pp | 172.34%-129.5pp |
| Employer contribution / active EE | $8,514 | $4,769+78.5% | $4,268+99.5% | $4,379+94.4% |
| Participant deferral / active EE | $2,567 | $6,350-59.6% | $5,630-54.4% | $6,730-61.9% |
| Admin fee / account holder | $242 | $18,654-98.7% | $16,006-98.5% | $14,365-98.3% |