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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,452 | $172,111-87.5% | $150,298-85.7% | $137,256-84.4% |
| Participation rate | 69.2% | 81.7%-12.5pp | 77.8%-8.5pp | 80.0%-10.7pp |
| Annual return | 42.88% | 69.37%-26.5pp | 62.79%-19.9pp | 220.34%-177.5pp |
| Employer contribution / active EE | $8,514 | $4,636+83.6% | $4,154+105.0% | $4,156+104.9% |
| Participant deferral / active EE | $2,567 | $6,166-58.4% | $5,453-52.9% | $6,407-59.9% |
| Admin fee / account holder | $242 | $16,471-98.5% | $14,116-98.3% | $12,270-98.0% |