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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,359 | $61,356-60.3% | $149,696-83.7% | $71,511-65.9% |
| Participation rate | 47.8% | 62.5%-14.8pp | 78.8%-31.0pp | 67.9%-20.2pp |
| Annual return | 21.70% | 35.86%-14.2pp | 134.46%-112.8pp | 28.86%-7.2pp |
| Employer contribution / active EE | $608 | $2,382-74.5% | $4,821-87.4% | $2,589-76.5% |
| Participant deferral / active EE | $1,510 | $2,920-48.3% | $5,682-73.4% | $4,291-64.8% |
| Admin fee / account holder | $1,012 | $1,263-19.8% | $13,212-92.3% | $1,588-36.3% |