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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,715 | $150,446-61.6% | $136,297-57.7% | $147,585-60.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 140.43% | 1049.14%-908.7pp | 5156.19%-5015.8pp | 578.58%-438.2pp |
| Employer contribution / active EE | $5,587 | $5,256+6.3% | $4,696+19.0% | $4,876+14.6% |
| Participant deferral / active EE | $10,706 | $6,631+61.5% | $6,247+71.4% | $5,439+96.9% |
| Admin fee / account holder | $5,665 | $10,906-48.1% | $9,244-38.7% | $10,886-48.0% |