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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,668 | $147,167-56.1% | $111,392-41.9% | $135,380-52.2% |
| Participation rate | 69.2% | 84.0%-14.8pp | 78.9%-9.6pp | 82.6%-13.4pp |
| Annual return | -4.88% | -4.44%-0.4pp | -2.06%-2.8pp | 519.81%-524.7pp |
| Employer contribution / active EE | $3,362 | $5,204-35.4% | $4,328-22.3% | $4,779-29.7% |
| Participant deferral / active EE | $6,582 | $6,565+0.3% | $5,567+18.2% | $5,609+17.4% |
| Admin fee / account holder | $9,893 | $20,270-51.2% | $12,266-19.3% | $10,828-8.6% |