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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,546 | $93,055-17.7% | $153,741-50.2% | $80,959-5.5% |
| Participation rate | 60.7% | 69.0%-8.3pp | 77.1%-16.4pp | 67.7%-7.0pp |
| Annual return | 19.92% | 19.97%-0.1pp | 15.71%+4.2pp | 35.67%-15.8pp |
| Employer contribution / active EE | $2,463 | $3,504-29.7% | $5,042-51.1% | $2,757-10.7% |
| Participant deferral / active EE | $5,142 | $5,172-0.6% | $6,757-23.9% | $4,300+19.6% |
| Admin fee / account holder | $7,277 | $8,881-18.1% | $12,749-42.9% | $6,925+5.1% |