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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,546 | $92,985-17.7% | $153,432-50.1% | $80,874-5.4% |
| Participation rate | 60.7% | 69.0%-8.2pp | 77.1%-16.4pp | 67.6%-6.9pp |
| Annual return | 19.92% | 19.95%0pp | 15.66%+4.3pp | 35.62%-15.7pp |
| Employer contribution / active EE | $2,463 | $3,507-29.8% | $5,038-51.1% | $2,756-10.6% |
| Participant deferral / active EE | $5,142 | $5,178-0.7% | $6,757-23.9% | $4,297+19.7% |
| Admin fee / account holder | $7,277 | $8,880-18.1% | $12,725-42.8% | $6,935+4.9% |