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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,674 | $75,962-71.5% | $154,111-85.9% | $64,173-66.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.33% | 30.32%-39.7pp | 735.18%-744.5pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,712 | $3,350-48.9% | $5,298-67.7% | $2,381-28.1% |
| Participant deferral / active EE | $2,997 | $3,175-5.6% | $5,081-41.0% | $3,470-13.6% |
| Admin fee / account holder | $1,522 | $5,589-72.8% | $13,411-88.7% | $4,887-68.9% |