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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,957 | $52,306+12.7% | $69,779-15.5% | $62,881-6.2% |
| Participation rate | 14.9% | 67.2%-52.3pp | 71.8%-56.9pp | 69.3%-54.4pp |
| Annual return | 7.46% | 13.35%-5.9pp | 12.99%-5.5pp | 20.14%-12.7pp |
| Employer contribution / active EE | $494 | $1,799-72.5% | $2,338-78.9% | $2,281-78.3% |
| Participant deferral / active EE | $1,198 | $2,395-50.0% | $2,931-59.1% | $3,203-62.6% |
| Admin fee / account holder | $60 | $3,691-98.4% | $4,381-98.6% | $4,296-98.6% |