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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,664 | $124,330-61.7% | $109,173-56.3% | $167,536-71.5% |
| Participation rate | 30.8% | 79.5%-48.7pp | 75.9%-45.1pp | 82.1%-51.3pp |
| Annual return | 16.05% | 26.04%-10.0pp | 25.75%-9.7pp | 478.82%-462.8pp |
| Employer contribution / active EE | $827 | $4,209-80.3% | $3,723-77.8% | $4,839-82.9% |
| Participant deferral / active EE | $5,063 | $5,256-3.7% | $4,654+8.8% | $6,342-20.2% |
| Admin fee / account holder | $429 | $7,974-94.6% | $6,755-93.6% | $12,315-96.5% |