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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,277 | $93,346-51.5% | $71,796-36.9% | $273,972-83.5% |
| Participation rate | 28.6% | 76.5%-48.0pp | 69.1%-40.5pp | 83.0%-54.4pp |
| Annual return | 5.49% | 130.39%-124.9pp | 78.04%-72.5pp | 41.46%-36.0pp |
| Employer contribution / active EE | $0 | $2,733-100.0% | $1,924-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,086 | $3,475-68.8% | $2,794-61.1% | $5,287-79.5% |
| Admin fee / account holder | $15,599 | $6,571+137.4% | $4,815+224.0% | $10,133+53.9% |