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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,136 | $123,155-47.9% | $108,753-41.0% | $155,188-58.7% |
| Participation rate | 71.4% | 75.6%-4.2pp | 71.1%+0.3pp | 80.8%-9.4pp |
| Annual return | 12.92% | 44.73%-31.8pp | 37.47%-24.5pp | 148.84%-135.9pp |
| Employer contribution / active EE | $1,762 | $2,811-37.3% | $2,427-27.4% | $4,248-58.5% |
| Participant deferral / active EE | $2,929 | $4,623-36.6% | $4,115-28.8% | $6,531-55.2% |
| Admin fee / account holder | $2,470 | $12,126-79.6% | $10,320-76.1% | $14,480-82.9% |