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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,816 | $77,638-89.9% | $156,551-95.0% | $62,881-87.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.67% | 50.33%-43.7pp | 32.23%-25.6pp | 20.14%-13.5pp |
| Employer contribution / active EE | $3,051 | $3,444-11.4% | $5,501-44.5% | $2,281+33.7% |
| Participant deferral / active EE | $2,579 | $3,046-15.3% | $4,871-47.1% | $3,203-19.5% |
| Admin fee / account holder | $4,489 | $5,561-19.3% | $13,028-65.5% | $4,296+4.5% |