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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,740 | $138,075+140.3% | $123,552+168.5% | $135,379+145.0% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | 4.04% | 153.70%-149.7pp | 119.20%-115.2pp | 519.79%-515.7pp |
| Employer contribution / active EE | $1,789 | $5,152-65.3% | $4,628-61.3% | $4,779-62.6% |
| Participant deferral / active EE | $8,018 | $6,800+17.9% | $6,426+24.8% | $5,609+43.0% |
| Admin fee / account holder | $0 | $10,917-100.0% | $9,285-100.0% | $10,828-100.0% |