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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,876 | $232,540-90.6% | $185,117-88.2% | $147,585-85.2% |
| Participation rate | 50.0% | 82.4%-32.4pp | 77.3%-27.3pp | 82.8%-32.8pp |
| Annual return | 25.48% | 43.03%-17.6pp | 40.50%-15.0pp | 578.57%-553.1pp |
| Employer contribution / active EE | $1,611 | $5,195-69.0% | $4,182-61.5% | $4,876-67.0% |
| Participant deferral / active EE | $4,013 | $5,834-31.2% | $5,045-20.5% | $5,439-26.2% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,885-100.0% |