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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant loan processing; Recordke... | $24,952 |
Filed as: GALLAGHER FIDUCIARY ADVISORS Service code 17 · EIN 36-4291971 | Pension Consulting | $7,337 |
NATIONAL FINANCIAL SERVICES2 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,727 | $59,448+0.5% | $93,696-36.3% | $74,459-19.8% |
| Participation rate | 88.6% | 59.6%+28.9pp | 68.7%+19.9pp | 67.2%+21.3pp |
| Annual return | 11.63% | 82.11%-70.5pp | 133.74%-122.1pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $1,029 | $1,266-18.7% | $2,422-57.5% | $2,626-60.8% |
| Participant deferral / active EE | $5,543 | $3,052+81.6% | $4,417+25.5% | $4,350+27.4% |
| Admin fee / account holder | $130 | $3,027-95.7% | $8,287-98.4% | $1,945-93.3% |