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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,346 | $62,672-19.7% | $185,117-72.8% | $70,126-28.2% |
| Participation rate | 58.5% | 63.8%-5.3pp | 77.3%-18.8pp | 69.5%-11.0pp |
| Annual return | 20.66% | 40.79%-20.1pp | 40.50%-19.8pp | 73.15%-52.5pp |
| Employer contribution / active EE | $1,227 | $1,753-30.0% | $4,182-70.7% | $2,343-47.6% |
| Participant deferral / active EE | $3,026 | $3,272-7.5% | $5,045-40.0% | $3,332-9.2% |
| Admin fee / account holder | $8,960 | $3,932+127.9% | $8,159+9.8% | $4,645+92.9% |