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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,128 | $60,349-13.6% | $74,184-29.7% | $62,881-17.1% |
| Participation rate | 66.0% | 72.7%-6.7pp | 76.6%-10.6pp | 69.3%-3.3pp |
| Annual return | 12.12% | 21.38%-9.3pp | 17.74%-5.6pp | 20.14%-8.0pp |
| Employer contribution / active EE | $2,153 | $1,680+28.1% | $2,370-9.2% | $2,281-5.6% |
| Participant deferral / active EE | $3,661 | $2,856+28.2% | $3,550+3.1% | $3,203+14.3% |
| Admin fee / account holder | $2 | $4,261-99.9% | $5,586-100.0% | $4,296-99.9% |