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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,770 | $183,516-31.5% | $155,534-19.1% | $145,884-13.8% |
| Participation rate | 82.6% | 82.7%-0.1pp | 78.2%+4.4pp | 80.3%+2.3pp |
| Annual return | 14.69% | 61.43%-46.7pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $5,043 | $5,315-5.1% | $4,675+7.9% | $4,662+8.2% |
| Participant deferral / active EE | $3,355 | $6,467-48.1% | $5,630-40.4% | $6,690-49.8% |
| Admin fee / account holder | $710 | $19,293-96.3% | $15,900-95.5% | $13,392-94.7% |