Retirement plan

R.O.I. LLC D.B.A. SKI N SEE 401 K SAFE HARBOR PLAN

Name: R.O.I. LLC D.B.A. SKI N SEE - R.O.I. LLC D.B.A. SKI N SEE 401 K SAFE HARBOR PLAN (2016) Form 5500
Creator: R.O.I. LLC D.B.A. SKI N SEE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, R.O.I. LLC D.B.A. SKI N SEE 401 K SAFE HARBOR PLAN, R.O.I. LLC D.B.A. SKI N SEE

R.O.I. LLC D.B.A. SKI N SEEEIN 87-0638069Plan #001PY 2016

772 EAST 9400 SOUTH - SANDY, UT 84094801-571-2031

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$1M

+13.5% from 2015

Total participants

+12.0% from 2015

Average account balance

$31,781

-29.1% from 2015

Annual return

6.42%

+12.58 pp from 2015

Benchmarks

See 2,077 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort2,077 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$68K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$119K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3010

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$601 / participant

Other / not subdivided$17K100.0%

% of EOY assets

1.654%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,781

$49,025-35.2%

$87,502-63.7%

$62,881-49.5%

Participation rate

100.0%

64.9%+35.1pp

73.8%+26.2pp

69.3%+30.7pp

Annual return

6.42%

10.02%-3.6pp

12.21%-5.8pp

20.14%-13.7pp

Employer contribution / active EE

$1,822

$1,372+32.8%

$2,550-28.5%

$2,281-20.1%

Participant deferral / active EE

$719

$2,289-68.6%

$3,149-77.2%

$3,203-77.5%

Admin fee / account holder

$526

$4,065-87.1%

$4,221-87.5%

$4,296-87.8%

R.O.I. LLC D.B.A. SKI N SEE 401 K SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

R.O.I. LLC D.B.A. SKI N SEE 401 K SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion