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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,612 | $217,432-71.7% | $185,849-66.8% | $167,536-63.2% |
| Participation rate | 38.5% | 86.1%-47.6pp | 81.7%-43.2pp | 82.1%-43.7pp |
| Annual return | 12.24% | 148.42%-136.2pp | 122.10%-109.9pp | 478.82%-466.6pp |
| Employer contribution / active EE | $1,919 | $5,875-67.3% | $5,169-62.9% | $4,839-60.3% |
| Participant deferral / active EE | $2,386 | $6,357-62.5% | $5,569-57.2% | $6,342-62.4% |
| Admin fee / account holder | $3,956 | $19,818-80.0% | $16,244-75.6% | $12,315-67.9% |