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| Provider | Service type | Compensation |
|---|---|---|
SOLTIS INVESTMENT ADVISORS2+ years Service code 27 · EIN 87-0506413 | Advisory (Plan) | $62,261 |
NEWPORT GROUP, INC.1 year Service code 12 · EIN 27-2037969 | Claims processing; Recordkeeping and ... | $55,978 |
RELIANCE TRUST COMPANY2+ years Service code 12 · EIN 58-1428634 | Claims processing | $7,460 |
WSRP, LLC1 year Service code 10 · EIN 87-0517754 | Accounting | $6,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,348 | $36,916-42.2% | $156,551-86.4% | $57,658-63.0% |
| Participation rate | 55.1% | 63.4%-8.3pp | 84.0%-28.9pp | 70.2%-15.1pp |
| Annual return | 5.92% | 12.38%-6.5pp | 32.23%-26.3pp | 5.13%+0.8pp |
| Employer contribution / active EE | $63 | $1,571-96.0% | $5,501-98.8% | $1,974-96.8% |
| Participant deferral / active EE | $1,596 | $1,926-17.1% | $4,871-67.2% | $3,061-47.9% |
| Admin fee / account holder | $161 | $82+95.6% | $13,028-98.8% | $95+70.6% |