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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES2+ years Service code 13 · EIN 59-3092339 | Contract Administrator | $11,810 |
BENEFITGUARD, LLC1 year Service code 14 · EIN 20-5354793 | Plan Administrator | $6,776 |
TD AMERITRADE, INC.2+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 19 · EIN 20-0937408 | Securities Custodian | $373 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,404 | $63,924-83.7% | $108,582-90.4% | $55,167-81.1% |
| Participation rate | 76.0% | 74.3%+1.7pp | 79.6%-3.5pp | 69.0%+7.1pp |
| Annual return | 21.77% | 15.31%+6.5pp | -51.70%+73.5pp | 169.23%-147.5pp |
| Employer contribution / active EE | $1,203 | $1,879-36.0% | $3,758-68.0% | $1,963-38.7% |
| Participant deferral / active EE | $2,443 | $3,067-20.3% | $4,311-43.3% | $3,054-20.0% |
| Admin fee / account holder | $121 | $618-80.4% | $7,645-98.4% | $504-76.0% |