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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,643 | $167,353+91.6% | $143,797+123.0% | $134,545+138.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.31% | 0.48%-14.8pp | -0.04%-14.3pp | 418.37%-432.7pp |
| Employer contribution / active EE | $10,888 | $5,620+93.7% | $4,952+119.9% | $4,742+129.6% |
| Participant deferral / active EE | $6,197 | $6,447-3.9% | $5,638+9.9% | $6,401-3.2% |
| Admin fee / account holder | $6,156 | $18,096-66.0% | $14,679-58.1% | $11,431-46.1% |