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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,565 | $60,349-47.7% | $74,184-57.5% | $62,881-49.8% |
| Participation rate | 77.0% | 72.7%+4.3pp | 76.6%+0.4pp | 69.3%+7.7pp |
| Annual return | 11.99% | 21.38%-9.4pp | 17.74%-5.7pp | 20.14%-8.2pp |
| Employer contribution / active EE | $3,863 | $1,680+129.9% | $2,370+63.0% | $2,281+69.4% |
| Participant deferral / active EE | $2,815 | $2,856-1.5% | $3,550-20.7% | $3,203-12.1% |
| Admin fee / account holder | $870 | $4,261-79.6% | $5,586-84.4% | $4,296-79.8% |