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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,570 | $138,312-61.3% | $122,979-56.4% | $155,188-65.5% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 21.29% | 22.06%-0.8pp | 20.12%+1.2pp | 148.84%-127.5pp |
| Employer contribution / active EE | $14,631 | $3,530+314.4% | $3,062+377.8% | $4,248+244.4% |
| Participant deferral / active EE | $2,193 | $5,592-60.8% | $5,003-56.2% | $6,531-66.4% |
| Admin fee / account holder | $2,659 | $15,089-82.4% | $12,864-79.3% | $14,480-81.6% |