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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,251 | $76,551-67.0% | $123,894-79.6% | $62,881-59.8% |
| Participation rate | 60.0% | 73.0%-13.0pp | 81.4%-21.4pp | 69.3%-9.3pp |
| Annual return | 24.01% | 18.68%+5.3pp | 47.52%-23.5pp | 20.14%+3.9pp |
| Employer contribution / active EE | $1,436 | $2,882-50.2% | $4,617-68.9% | $2,281-37.0% |
| Participant deferral / active EE | $2,412 | $4,840-50.2% | $5,984-59.7% | $3,203-24.7% |
| Admin fee / account holder | $2,226 | $4,826-53.9% | $8,357-73.4% | $4,296-48.2% |