Filed September 15, 2025 (most recent of 16 filings on file)
Total covered: 14 employees
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,240 | $75,832-39.0% | $147,618-68.7% | $59,633-22.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -7.28% | 0.37%-7.6pp | 61.98%-69.3pp | 2041.40%-2048.7pp |
| Employer contribution / active EE | $4,937 | $3,485+41.7% | $5,565-11.3% | $2,203+124.1% |
| Participant deferral / active EE | $3,681 | $3,131+17.6% | $4,895-24.8% | $3,192+15.3% |
| Admin fee / account holder | $1,145 | $5,986-80.9% | $11,612-90.1% | $4,297-73.3% |