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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,968 | $104,650-81.9% | $83,854-77.4% | $155,188-87.8% |
| Participation rate | 52.4% | 65.1%-12.7pp | 59.1%-6.7pp | 80.8%-28.4pp |
| Annual return | 10.30% | 28.97%-18.7pp | 31.39%-21.1pp | 148.84%-138.5pp |
| Employer contribution / active EE | $870 | $1,196-27.3% | $1,017-14.5% | $4,248-79.5% |
| Participant deferral / active EE | $1,986 | $2,367-16.1% | $2,035-2.4% | $6,531-69.6% |
| Admin fee / account holder | $2,955 | $3,518-16.0% | $3,197-7.6% | $14,480-79.6% |