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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,197 | $102,385-8.0% | $147,080-36.0% | $80,935+16.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.90% | 135.09%-124.2pp | 420.17%-409.3pp | 35.66%-24.8pp |
| Employer contribution / active EE | $2,805 | $3,717-24.5% | $4,933-43.1% | $2,757+1.7% |
| Participant deferral / active EE | $10,666 | $6,651+60.4% | $8,066+32.2% | $4,299+148.1% |
| Admin fee / account holder | $11,900 | $7,951+49.7% | $12,989-8.4% | $6,924+71.9% |